GANHUYAG Chuluun HutagtChief Executive Officer

Ganhuyag Chuluun Hutagt re-engaged in business on a full-time basis after resigning from the Vice Minister of Finance position in 2012. He is a serial entrepreneur and is a recognized spokesperson for large businesses in Mongolia.

Ganhuyag started his career at the Mongolian Stock Exchange as a floor supervisor in 1991. He joined the Central Bank’s supervision division after graduating from the Budapest University of Economic Sciences in 1997. He was hired by UNDPs MicroStart Pilot Project in 1998, and then steered this project to transform into the country’s first non-bank financial company, X.A.C., in 1999 and then into XacBank and TenGer Financial Group in 2001. He held the position of the CEO of XacBank and TenGer until his appointment as Vice Minister of Finance in 2010.

in 1999 and then into XacBank and TenGer Financial Group in 2001. He held the position of the CEO of XacBank and TenGer until his appointment as Vice Minister of Finance in 2010.

Ganhuyag has been, and continues to be, involved in a great number of social campaigns, projects and initiatives.

ZOLBOO BatbilegChief Financial Officer

Zolboo is working as Chief Financial Officer of Ard Financial Group and Chief Executive Officer of Ard Management. Also, he participated in initiation and development of first cryptocurrency exchange company - Ard Bit.

He started his career as financial analyst at Ard Securities after earning Bachelor of Science in Finance degree with the highest distinction of Latin Honors, Summa Cum Laude, from State University of New York at Plattsburgh. During his student years, Zolboo completed various internship programs and job trainings gaining experience in financial analysis, due diligence and trading at Primary Insight LLC, a company by J.P. Morgan, and Darwood Associates, FINRA accredited brokerage firm. In school, he served as Vice President of Student Managed Investment Fund, and representative of Finance major. Also, he participated in construction of OFID (OPEC Fund for International Development) Agreement for Encouragement and Protection of Investments, and Environmental and Social Framework of Asian Infrastructure Investment Bank during his training at Financial Market and Insurance division of Financial Policy department, Ministry of Finance Mongolia.

ALTANGUNII JargalanChief Public Relations Officer

Altangunii Jargalan is currently serving as Chief Operating Officer at Ard Financial Group. She started career at the X.A.C (Golden Fund for Development) NGO as coordinator. Her prior work experience include top management positions in Mongolia Economic Forum and iConcept Co.,LTD

She obtained her undergraduate degree (Bachelor of International Management) from Mongolia International University (MIU) and her postgraduate degree (Master of Business Administration) from National Taiwan University of Science and Technology (NTUST) in the Taipei, Taiwan.

Besides her career, she loves to serve the community. She has been an active Rotaractor since 2006 and served as President of Rotaract club of NUM from 2010-2011. Moreover, She is member of Global Shaper, World Economic Forum and also sits on the board of the Global Shaper Ulaanbaatar Hub.

DASHNYAM JargalsaihanChief Digital Strategy Officer

TURTOGTOH ErdenebaatarChief Risk Officer

Turtogtoh E., graduated with a bachelor's degree in Applied mathematics from National University of Mongolia and a master's degree in Applied mathematics and modeling from Iwate University, Japan. He started his career in the banking and financial sector and has 8+ years of experience in the risk management, sustainable financing, product development, data analysis and credit scoring.

From 2012-2017, Capital and Bogd bank, from 2020-2021 Buren Score CIB, from 2022-2023, Mongolian Fintech Association, from 2023 as the CEO of the Mongolian Joint Association of Exchanges, from 2023 as the Chief Risk Officer of Ard Financial Group.

MUNH-ERDENE MunhbatInternal Auditor

M.Munh-Erdene specializes in accounting, tax consulting, external and internal audit and has been working in these fields for 9 years. He graduated from Mandakh University in 2011 as a bank economist and accountant and has been studying for a master's degree in financial management at the University of Finance and Economics since 2020. From 2011 to 2014, he worked for APU JSC, a large Mongolian company, and Hulegt Hunnu Audit LLC. He is a CPA of Mongolia Certified Public Accountant, CPTA of Mongolia, and a Professional Auditor. He has been working as an Internal Auditor of Ard Financial Group since August 2016.

GANTUYA GantumurChief Technology Officier

Gantuya, the Chief Technology Officer of Ard Financial Group, earned her BBA degree at the School of Economic Studies of the National University of Mongolia. She completed her MBA in ICT Management at the School of Information and Communication Technology of the Mongolian University of Science and Technology. In 2020, she completed her MSc in Global ICT Policy at Pusan National University in South Korea. She is a Certified Engineer of the Professional Accreditation Council for ICT experts. She has more than ten years of working experience in leading companies in the ICT sector, such as Mobicom, Mogul Services, Univision, and Skytel.

UYANGA BuyandelgerDirector of Human Resources